Public liability insurance

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Chris Mansfield
Member is a Bronze contributor and has 250 - 2,499 Photo downloadsExclusive
Posted Sat Dec 1, 2012 3:25AM

I am primarily a hobby photographer who submits images here whenever I get something good enough..


In future I expect to go a little further and probably visit a few peoples homes or premises to do a few photo jobs.


I am guessing that now would be a good time to think about getting properly insured ... not so much for the equipment but more for public liability when I am photographing on someone elses property..


I am London UK based... Can anyone recommend a reasonable insurer or maybe point out any other problems I may not have thought of regarding working on someone elses property..


Thanks


Chris
kelvinjay
Member is a Gold contributor and has 10,000 - 24,999 Photo downloadsMember is a contributor and has less than 250 Flash downloadsMember is a contributor and has less than 250 Illustration downloadsExclusiveMember has won a contestForum Moderator
Posted Tue Dec 4, 2012 7:08AM
I've been with AUA, now called Amlin, for a few years and have all my gear insured with them, as well as having various liabilities covered, in case I kick over a candle and burn a church down at a wedding or whatever. Luckily, I've not had to make a claim, but I like the way they work. No online application or call centres. Just an office in Norfolk and people who have paper files for everything. I'm sure they are partly computerised, but I like their old fashioned service. Who knows how good any insurance company is though until you need something back from them.
whitemay
Member is a Diamond contributor and has 25,000 - 199,999 Photo downloadsExclusive
Posted Wed Dec 5, 2012 10:15AM
That's useful information, Kelvin. I shall certainly investigate it - as you might remember, I was (accidentally) badly injured by a TV cameraman at the Jubilee celebrations and that started me thinking about my own liability in case I did the same to someone else!
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